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Reinvestment Act (CRA)

Public File Information

In accordance with the Community Reinvestment Act (CRA) regulation, Relyance Bank maintains and, upon request, makes available for public inspection, a complete copy of its CRA Public File, current as of April 1 of the current year. For your convenience, we've made the information available below.

If you would like to receive a hard copy of this file, please email or send a written request to:

Relyance Bank
Attn: Regulatory Compliance Officer
8500 Sheridan Road
White Hall, AR 71602

In the request, please include the following information:

  • Contact Person (First & Last Name)
  • Mailing Address (where to send the CRA Public File)
  • Phone Number

CRA Performance Evaluation

A copy of the bank's most recent CRA Performance Evaluation.

CRA Performance Evaluation

Written Comments

All written comments received from the public for the current year and each of the prior two calendar years that specifically relate to the bank's performance in helping to meet community credit needs, and any response to the comments by the bank, if neither the comments nor the responses contain statements that reflect adversely on the good name or reputation of any persons other than the bank of publication of which would violate specific provisions of the law.

Written Comments

Branches and ATM Information

A list of the bank's branches, ATM's, their street addresses and geographies, including hours of operation. This list also includes branches opened and closed in the current, and prior two years.

Branches and ATM Information

List of Products, Services, and Fee Schedules

A list of services (loan and deposit products, and transaction fees) generally offered at the bank's branches and descriptions of material differences in the availability or cost of services at particular branches, if any.

Assessment Areas

A map of each assessment area showing the boundaries of the area and identifying the geographies contained within the area.

Assessment Area Maps and Geographies

List of Census Tract

HMDA Notice

Effective January 1, 2018, the HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age and income of applicants and borrowers; and information about loan approvals and denials.

These data are available online at the Consumer Financial Protection Bureau's Website at: beginning with calendar years 2017 forward. HMDA data for many other financial institutions are also available at this Website.

HMDA Notice