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Checking accounts that meet your needs wherever you are in life.

Relyance Bank offers several checking account options designed around spending needs. All of our accounts feature benefits for ease, access, and security. Add the free Relyance App, Apple®, or Google Pay™ for more ways to manage your money and payments.

Choose a checking account
that fits.

Features & Benefits

Account holders have control and access to their accounts 24/7 with these capabilities.

Access

*Fees may apply.

EASE

Security

CHECKING CENTERED AROUND YOU

Account

Overview

Benefits

Monthly Maintenance Fee

Minimum Opening Deposit

Relyable Start

Full-service checking account for customers age 13-24.*

 

  • No minimum balance requirement
  • Nationwide ATM fee refunds (up to $20 monthly)
  • Unlimited check writing
  • Online banking with bill pay, available at no additional cost***
  • Mobile banking with mobile deposit, available at no additional cost
  • E-statements available at no additional cost - paper statements will not include check or deposit ticket images
  • Visa® debit card available at no additional cost**

$3; Waived with e-statement enrollment

$10

This account is not eligible for overdraft protection.

*Parent or guardian must be an existing customer, with at least one active, personal, non-Health Savings Account checking account in good standing at Relyance Bank. Customers under 18 years of age may not apply online due to the Children's Online Privacy Protection Act (COPPA). If you are under 18, please visit one of our locations in order to apply.

**Upon approval.

***For eligible customers.

Simply Relyable

Straight-forward and simple unlimited checking with no minimum balance.

 

  • No minimum balance requirement
  • Unlimited check writing
  • Online banking with bill pay, available at no additional cost**
  • Mobile banking with mobile deposit, available at no additional cost
  • E-statements available at no additional cost - paper statements will not include check or deposit ticket images
  • Visa® debit card available at no additional cost*

$3; Waived with e-statement enrollment

$100***

*Upon approval

**For eligible customers.

***Amount can be reduced to $10 for individuals 25 or older who are enrolled in an educational program and can provide proof of enrollment.

Performance Checking

Checking designed for performance. Balances earn competitive interest each month.

  • Requirements (see Additional Details below) must be fulfilled by the last business day of the month as the statement cycle and Monthly Qualification Cycle (MQC) are equal to a calendar month
  • Exclusive to Premium Level — Unlimited nationwide ATM surcharge rebates
  • No minimum balance requirement
  • Unlimited check writing
  • Online banking with bill pay, available at no additional cost*
  • Mobile banking with mobile deposit, available at no additional cost
  • E-statements available at no additional cost - paper statements will not include check or deposit ticket images
  • Visa® debit card available at no additional cost**
  • Earns competitive interest

Additional Details:

  • ATM surcharge rebates will be credited to the account on the last day of the MQC.
  • Individuals are limited to no more than two Performance Checking accounts per Social Security Number.
  • Requirements for Premium level are:
    (a) 15 debit card transactions (ATM withdrawals not included) of $5 or more, post and clear; and
    (b) one external ACH, credit or debit, posts and clears; and
    (c) active online banking; and
    (d) opt-in for e-statements only.

$3; Waived with e-statement enrollment

$100

*For eligible customers

**Upon approval

Other Checking Account Options

Rely Green Checking

This checkless account features no minimum monthly balance, online banking with the Relyance Bank Mobile App and access to in-branch services.

FEATURES AND BENEFITS

  • No minimum balance requirement
  • Checkless account*
  • Online banking with bill pay, available at no additional cost
  • Mobile banking with mobile deposit, available at no additional cost
  • E-statements available at no additional cost
  • Visa® debit card available at no additional cost**
  • $25 minimum deposit to open
  • $5 monthly service fee
  • This account is not eligible for overdraft protection

*This account is checkless. Paper debits (including written checks, checks by phone, or third-party authorizations that are presented as a check) will be returned unpaid, regardless of account balance at the time the items are presented for payment.

**Upon approval.

Destination Club Checking

Versatile checking with additional perks, including travel, for those 50+.

 

FEATURES AND BENEFITS

  • Perfect for customers 50+ who regularly maintain a larger balance
  • Competitive interest
  • $1,000 minimum deposit to open
  • Avoid the $10 balance requirement fee with a $1,000 minimum daily balance
  • Unlimited check writing
  • Complimentary Destination Club checks
  • Group travel and special events opportunities
  • Online banking with bill pay, available at no additional cost
  • Mobile banking with mobile deposit, available at no additional cost
  • E-statements available at no additional cost
  • Visa® debit card available at no additional cost*

*Upon approval.

HSA Checking

Contribute and take control of healthcare costs through Health Savings Accounts (HSA).

FEATURES AND BENEFITS

  • Avoid the $3 monthly service charge, with e-statement enrollment
  • Online banking with bill pay, available at no additional cost
  • Safekeeping for unexpected medical expenses
  • Unused funds accumulate year to year
  • Contribution limits apply as determined by the IRS
  • Automatically transfer funds from your payroll into your HSA account
  • Checks and a Visa® debit card are provided upon request*

*You can withdraw funds at any time for any purpose. However, if funds are withdrawn for reasons other than qualified medical expenses, the amount withdrawn will be included as taxable income, and is subject to a 10% penalty.

Money Market Checking

Benefit from higher interest rates with a full-service money market that combines checking and savings.

FEATURES AND BENEFITS

  • $500 minimum deposit to open
  • Avoid the $10 balance requirement fee with a $500 minimum daily balance
  • Online banking with bill pay, available at no additional cost
  • Mobile banking with mobile deposit, available at no additional cost
  • E-statements available at no additional cost
  • Visa® debit card available at no additional cost*

*Upon approval.

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